{"id":1229,"date":"2016-10-10T14:18:09","date_gmt":"2016-10-10T12:18:09","guid":{"rendered":"https:\/\/kermobile.com\/?p=367"},"modified":"2016-10-10T14:18:09","modified_gmt":"2016-10-10T12:18:09","slug":"des-entretiens-specifiques-pour-eviter-les-sinistres-recurrents","status":"publish","type":"post","link":"https:\/\/kermobile.com\/en\/des-entretiens-specifiques-pour-eviter-les-sinistres-recurrents\/","title":{"rendered":"Des entretiens sp\u00e9cifiques pour \u00e9viter les sinistres r\u00e9currents"},"content":{"rendered":"\n<p>Les assureurs sont souvent intraitables avec les&nbsp;<strong>sinistres r\u00e9currents<\/strong>&nbsp;qui impliquent g\u00e9n\u00e9ralement une rupture du contrat. Trouver un assureur apr\u00e8s une radiation s\u2019apparente \u00e0 un parcours du combattant avec une prime irraisonnable \u00e0 la cl\u00e9&nbsp;! Il est donc capital de proc\u00e9der \u00e0 des entretiens sp\u00e9cifiques pour \u00e9viter les&nbsp;<strong>sinistres r\u00e9currents<\/strong>.<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>Qu\u2019entend-on par sinistres r\u00e9currents&nbsp;?<\/strong><\/h2>\n\n\n\n<p>Tous sinistres \u00e0 r\u00e9p\u00e9tition dont on ne pourra pas prouver, factures et expertises \u00e0 l\u2019appui, que des r\u00e9parations ont \u00e9t\u00e9 effectu\u00e9es entre deux dommages sera consid\u00e9r\u00e9 r\u00e9current et pourra entrainer une sanction de la part de son assureur.<\/p>\n\n\n\n<p>Les&nbsp;<strong>sinistres r\u00e9currents<\/strong>&nbsp;les plus courants sont les d\u00e9g\u00e2ts des eaux pouvant \u00eatre li\u00e9s \u00e0 diff\u00e9rents facteurs&nbsp;tels que des fuites, une rupture des canalisations, une mauvaise \u00e9tanch\u00e9it\u00e9 des b\u00e2timents\u2026<\/p>\n\n\n\n<p>Un sol glissant, un lieu mal s\u00e9curis\u00e9, une entrave sur un lieu de passage alimentent une liste non exhaustive de causes de&nbsp;<strong>sinistres r\u00e9currents<\/strong>.<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>Proc\u00e9der \u00e0 des entretiens sp\u00e9cifiques<\/strong><\/h2>\n\n\n\n<p>Proc\u00e9der \u00e0 des entretiens sp\u00e9cifiques pour \u00e9viter les<strong>&nbsp;sinistres<\/strong>&nbsp;<strong>r\u00e9currents<\/strong>&nbsp;est incontournable ! On veillera \u00e0 surveiller toutes les installations sensibles&nbsp;: b\u00e2timents, canalisations, circuits \u00e9lectriques, \u00e9quipements particuliers\u2026<\/p>\n\n\n\n<p>Des sinistres li\u00e9s \u00e0 diff\u00e9rentes causes mais impliquant un m\u00eame dommage plusieurs fois de suite peuvent \u00eatre consid\u00e9r\u00e9s comme r\u00e9currents par les compagnies d\u2019assurances.<\/p>\n\n\n\n<p>D\u00e9celer les points faibles et les failles de chaque structure dans sa globalit\u00e9 permet de pr\u00e9venir les risques en effectuant les entretiens et les r\u00e9parations pr\u00e9ventives ad\u00e9quates. Une maintenance bien orchestr\u00e9e des locaux et des installations offre \u00e0 l\u2019assurance la possibilit\u00e9 d\u2019\u00e9radiquer les&nbsp;<strong>sinistres r\u00e9currents<\/strong>&nbsp;!<\/p>\n\n\n\n<p>Eviter les&nbsp;<strong>sinistres r\u00e9currents<\/strong>&nbsp;n\u2019implique pas de prendre des mesures de grande envergure. Au contraire, il est pr\u00e9f\u00e9rable de cumuler tr\u00e8s r\u00e9guli\u00e8rement des actions cibl\u00e9es en vue d\u2019identifier et de pr\u00e9venir les risques de sinistres. En cas de dommages, agir efficacement d\u00e8s le premier incident permet de ne pas entrer dans le cercle infernal des&nbsp;<strong>sinistres r\u00e9currents&nbsp;<\/strong>!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les assureurs sont souvent intraitables avec les&nbsp;sinistres r\u00e9currents&nbsp;qui impliquent g\u00e9n\u00e9ralement une rupture du contrat. Trouver un assureur apr\u00e8s une radiation s\u2019apparente \u00e0 un parcours du combattant avec une prime irraisonnable \u00e0 la cl\u00e9&nbsp;! Il est donc capital de proc\u00e9der \u00e0 des entretiens sp\u00e9cifiques pour \u00e9viter les&nbsp;sinistres r\u00e9currents. Qu\u2019entend-on par sinistres r\u00e9currents&nbsp;? Tous sinistres \u00e0 r\u00e9p\u00e9tition [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":208,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14,17],"tags":[13,61,62,41,18],"class_list":["post-1229","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-francais","tag-assurances","tag-degats-des-eaux","tag-recurrents","tag-risques","tag-sinistre"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Des entretiens sp\u00e9cifiques pour \u00e9viter les sinistres r\u00e9currents - KerMobile<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kermobile.com\/des-entretiens-specifiques-pour-eviter-les-sinistres-recurrents\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Des entretiens sp\u00e9cifiques pour \u00e9viter les sinistres r\u00e9currents - KerMobile\" \/>\n<meta property=\"og:description\" content=\"Les assureurs sont souvent intraitables avec les&nbsp;sinistres r\u00e9currents&nbsp;qui impliquent g\u00e9n\u00e9ralement une rupture du contrat. Trouver un assureur apr\u00e8s une radiation s\u2019apparente \u00e0 un parcours du combattant avec une prime irraisonnable \u00e0 la cl\u00e9&nbsp;! Il est donc capital de proc\u00e9der \u00e0 des entretiens sp\u00e9cifiques pour \u00e9viter les&nbsp;sinistres r\u00e9currents. Qu\u2019entend-on par sinistres r\u00e9currents&nbsp;? 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